VR Banking App to add “meinKrypto” — Crypto trading coming to Volks‑ und Raiffeisenbanken
The Volks‑ und Raiffeisenbank (VR) group plans to integrate cryptocurrency trading directly into its VR Banking App with a new feature called “meinKrypto”. The function will let customers buy, sell and view crypto assets within the bank app, with custody and settlement handled in cooperation with Börse Stuttgart and its custody arm.
Key points
- Feature name: meinKrypto
- Availability: Offered in the VR Banking App, rolled out step‑by‑step at participating VR institutes (targeted rollout from 2025)
- Partners: DZ BANK (orchestration), Atruvia (technical implementation), Börse Stuttgart / Boerse Stuttgart Digital Custody GmbH (trading venue & custody)
- Initial offering: Start with a limited set of crypto assets (reports mention about four tokens at launch)
- Regulation: Launch follows the EU MiCAR framework (Markets in Crypto‑Assets Regulation)
Why it matters
By integrating crypto trading into a mainstream banking app, VR banks aim to offer a regulated, familiar interface for customers interested in crypto — reducing friction compared with external exchanges. The move follows growing demand among cooperative banks to provide crypto services.
Sources & further reading
- Official VR information: VR – Kryptowährungen (official)
- Reporting on the project and roll‑out: profil.bayern
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