Monarch Money: 50% off annual plan with code MONARCHVIP (web only)

Monarch Money is offering a limited 50% discount on its annual plan for new users who sign up via the web. Use code MONARCHVIP at checkout to get 12 months of Monarch for $50 (normally $100). Note: the code is for new customers only, can’t be combined with other offers, and cannot be redeemed inside the Monarch mobile app.

Monarch is a feature‑rich budgeting and personal finance app with customizable dashboards, transaction tracking, bill reminders and net worth monitoring. It connects to banks and supports Apple Card, Apple Cash and savings accounts, pulls transaction history, and detects recurring income and expenses to help you build a detailed financial picture.

Offer details & caveats

• Discount: 50% off annual plan with code MONARCHVIP (12 months for $50).
• Who qualifies: New users only.
• How to redeem: Sign up on Monarch’s website and enter the code at checkout — not available in the mobile app.
• Combinability: Can’t be combined with other offers or promotions.

Why consider Monarch?

Monarch is more customizable and granular than many budget trackers, which means there’s a bit of a learning curve — but that same granularity helps you track net worth, investments, bills and goals in one place. If you were a Mint user who hasn’t found a suitable replacement, Monarch is worth trying — especially at this discounted annual price.

Alternatives on sale

If you’re comparison shopping, Quicken’s Simplifi also has a promotion (50% off its annual plan for new users), bringing the first year to about $36. Consider testing trial periods or money‑back guarantees before committing to a long subscription.

Official site: Monarch Money

Discussion: Would a discounted year of Monarch get you to switch from your current budgeting app? What features matter most to you in a finance tracker — simplicity, automation, investment tracking or customizable reporting?