Monarch Money Black Friday deal: 50% off annual plan with code MONARCHVIP
Monarch Money is offering 50% off its annual subscription for new users. Apply code MONARCHVIP at checkout on the Monarch website to get 12 months for $50 (regularly $100). Note: this promo is web‑only and cannot be redeemed via the mobile app.
Monarch is a feature‑rich budgeting and personal finance app that pulls in transactions, tracks accounts (including Apple Card and savings), detects recurring bills, and provides a month‑in‑review view of spending and net worth. It can take a little setup, but its customization and reporting make it a strong Mint alternative for users who want more control.
How to redeem
- Go to Monarch Money: https://www.monarchmoney.com
- Choose the annual plan and enter code MONARCHVIP at checkout.
- Ensure you are a new user or an eligible returning user; the code cannot be combined with other offers and works only on the web.
Key features
- Automatic syncing with banks, Apple Card, and other accounts.
- Net worth tracking, customizable budgets, goals and investment overviews.
- Detailed month‑in‑review reporting for deep spending insights.
Who should consider it
If you miss Mint or want robust budgeting tools with strong reporting, Monarch is worth trying — especially at half price. It’s best for users willing to spend a bit more time on setup to gain granular control over categories, goals and recurring transactions.
Alternatives on sale
Quicken Simplifi is also running a Black Friday promo (about 50% off for a year, roughly $36 for the first year), which may be appealing if you prefer a simpler Mint replacement. Compare features and interfaces before committing.
Discussion: Would you switch to Monarch at $50/year — or keep using a free app? What’s your must‑have feature in a budgeting tool?