Save 50% on Monarch Money: one year for $50 with code MONARCHVIP
Monarch Money is offering a Black Friday promo: use code MONARCHVIP at checkout on the web to get 50% off an annual plan. That drops the price from about $100 to $50 for 12 months. The offer is for new users only and can’t be combined with other discounts.
Why consider Monarch? It’s one of our favorite budgeting apps thanks to deep customization, a clear net-worth dashboard and useful reporting (including a month‑in‑review). Monarch connects to banks and services like Apple Card, Apple Cash and Savings to pull transactions, detect recurring payments and keep your financial snapshot up to date.
What the deal includes and caveats
- Price: One year for $50 with code
MONARCHVIP(web checkout only). - Eligibility: New users only; not redeemable inside the mobile app and not combinable with other offers.
- Features: Transaction aggregation, goal tracking, net worth timeline, bill reminders and investment overviews.
Is Monarch right for you?
Monarch offers powerful customization and granular categorization, which makes it ideal if you want detailed control over budgeting and net worth tracking. It does have a steeper learning curve than simpler trackers, so expect a bit of setup time to get categories and automation tuned to your needs. If you’re a former Mint user looking for a robust replacement, Monarch is worth trying — especially at this price.
Alternatives on sale
- Quicken Simplifi: Also 50% off annual plans right now (often around $36 for the first year with promo), a simpler alternative that some users prefer for straightforward budgeting.
How to grab the deal
Redeem the code MONARCHVIP during the web checkout flow at Monarch’s site. Double‑check that the discount applied before completing purchase, and review the renewal terms — many promotional plans renew at the regular price after the first year.
Official links (open in a new tab): Monarch Money · Quicken Simplifi.
Discussion: Are you buying a budgeting app this season — for privacy, features, or to replace Mint? Which feature matters most to you: automation, reporting, or ease of use?