Monarch Money: 50% Off First-Year Annual Plan for New Users

Monarch Money is currently offering new users 50% off its annual subscription with the promo code MONARCHVIP. That drops the typical $100 annual fee to $50 for 12 months — the code must be used on the web at checkout and cannot be combined with other offers.

The app is aimed at users who want detailed customization and granular control over budgets, net worth tracking, and goals. While Monarch can take a bit more setup than simpler trackers, it pulls in accounts (including Apple Card, Apple Cash and some savings accounts), detects recurring income and expenses, and provides a robust month-in-review view.

• Discount details: Use code MONARCHVIP at web checkout; new users only; not valid in the mobile app; cannot be stacked with other promos.
• Core features: Net worth tracking, transaction import from linked accounts, recurring expense detection, investment tracking, goals and a month-in-review report.
• Setup notes: You may need to tweak categorizations and settings during initial setup to get the most accurate tracking.

For more information or to sign up, visit the official Monarch site: Monarch Money. You can also see the original write-up that reported the deal: Engadget: Monarch Money deal.

Overall, Monarch is a good fit if you value customization and a comprehensive view of your finances; if you prefer a simpler, faster setup you might want to compare alternatives first. Have you tried Monarch or another detailed budgeting app recently?

Discussion: Would a $50 annual plan make you switch budgeting apps? Share your thoughts below.