Monarch Money: 50% off annual plans for new users

Monarch Money is currently running a promotion offering 50% off its annual plan for new subscribers when you use the code MONARCHVIP at checkout. The discount cuts the typical $100 yearly fee to $50, but it’s available only to new users and must be redeemed via the web (the code won’t work inside the Monarch mobile app).

The app is known for its customization and granular financial tracking — features that some users find worth the setup time. On the main dashboard you can view net worth, recent transactions, month-to-month spending comparisons, income, upcoming bills, investment snapshots and goals. There’s also a detailed month-in-review page to help you analyze trends.

• Discount details: Use code MONARCHVIP at web checkout; new users only; not combinable with other offers.
• Typical price: $100/year → discounted to $50 with the code.
• Key features: Bank connections (including Apple Card/Apple Cash), automatic transaction & balance history import, recurring expense/income detection, net worth tracking, and even car valuation updates.
• Considerations: Monarch may have a steeper learning curve than simpler trackers and may require some initial setup and tweaking.

For more information, you can visit Monarch Money’s site here, or read the original coverage on Engadget here.

Discussion: Are you using a budgeting app right now — would you consider switching to Monarch for the extra customization and net worth tracking?