Monarch Money: 50% off annual plans for new users (code MONARCHVIP)

Monarch Money is running a promotion that gives new users 50% off an annual subscription when signing up through the web and using the code MONARCHVIP at checkout. The typical yearly price is about $100, so the discount saves roughly $50 for the first year. The offer is only valid for new customers and cannot be combined with other promotions.

Monarch is a feature-rich budgeting app with deep customization: it tracks net worth, imports transactions across accounts (including Apple Card and Apple Cash), detects recurring expenses, and provides detailed month‑in‑review reports. It’s more powerful and granular than many entry-level trackers, though it may require a bit more setup time.

Key details

• Discount: 50% off annual plans with code MONARCHVIP.
• Who qualifies: New users only; must sign up via the web (not redeemable in the mobile app).
• Restrictions: Cannot be combined with other offers; check terms at checkout.
• Typical savings: Around $50 on the first year (based on a $100 list price).

What Monarch offers

• Detailed dashboard with net worth, recent transactions, income vs. spending and upcoming bills.
• Automatic account linking for banks and popular accounts to import transaction and balance history.
• Customizable categories, goals, investment tracking and month‑in‑review reporting.

If you previously used Mint and are searching for a replacement, Monarch is a strong candidate — especially if you value customization and granular tracking. That said, some users prefer simpler alternatives with lower setup overhead.

Other deals to consider

Our favorite Mint replacement, Quicken Simplifi, is also running a promotion: 50% off an annual subscription (billed at about $3/month with the discount for the first year). Compare features and trial periods before committing.

Learn more or sign up: Monarch Money (use code MONARCHVIP at web checkout).

Discussion: Will you try Monarch with the 50% discount, or prefer a simpler budgeting tool? What features matter most to you — automation, customization, investment tracking, or ease of use?