Apple Pay Later: Apple now offers small loans to US users

Apple Pay Later: Apple Offers Small Loans to US Users

Apple has introduced a new feature called „Apple Pay Later“ that allows US users to take out small loans for purchases made via Apple Pay. This innovative service aims to provide customers with more flexibility and convenience when it comes to managing their finances.

How Does Apple Pay Later Work?

With Apple Pay Later, users can choose to pay for their purchases in installments using the Apple Card. This feature can be accessed through the Wallet app on compatible devices. Users can select from two options:

Apple Pay Monthly Installments

This option allows users to make monthly payments for their purchases. The amount can be divided into equal installments over a fixed period of time, usually with a 0% interest rate. Users can easily view and manage their installment payments directly from the Wallet app.

Apple Pay in 4

The „Apple Pay in 4“ option enables users to split their payment into four equal installments. This feature has no interest or fees and is designed to make it easier for customers to afford their purchases without straining their budgets.

The Benefits of Apple Pay Later

Apple Pay Later offers several advantages for users:

  • Convenience: Users can easily manage and track their installment payments within the Wallet app.
  • Flexibility: The option to pay in installments allows users to make purchases without paying the full amount upfront.
  • Interest-free: Apple Pay Monthly Installments come with a 0% interest rate, providing users with a cost-effective way to finance their purchases.
  • No additional fees: Apple does not charge any additional fees for using Apple Pay Later.

Availability and Expansion

Currently, Apple Pay Later is only available to US customers. However, it is expected that Apple will expand this service to other countries in the future, providing a wider range of users with access to these financial options.


Apple Pay Later offers US users the flexibility to pay for their purchases in installments, providing greater convenience and financial control. With its interest-free and fee-free options, this service is set to enhance the overall shopping experience for Apple customers. As Apple continues to innovate in the realm of mobile payments, it will be interesting to see how Apple Pay Later evolves and expands globally.


Schreibe einen Kommentar

Deine E-Mail-Adresse wird nicht veröffentlicht. Erforderliche Felder sind mit * markiert

Diese Seite verwendet Cookies, um die Nutzerfreundlichkeit zu verbessern. Mit der weiteren Verwendung stimmst du dem zu.